What are your thoughts on dental insurance? Many people consider their dental insurance to be a safety net in case they ever have a dental emergency, while others rarely think about it. Because you pay for your dental insurance monthly, it makes more sense to consider how you may get the most out of your coverage. Dr. Borham in Las Cruces provides five simple and practical recommendations to help you achieve just that in this blog post.
Get 5 tips from Mesilla Valley Family Dentistry that will help you take full advantage of your coverage in 2022!
- Preventive Care Should Not be Overlooked, and Visits Should be Scheduled Early in the Year.
Dr. Borham advises, most people should see their dentist at least twice a year for preventive care. Most dental insurance policies cover check-ups and cleanings in full. These regular dental appointments not only keep your mouth clean and fresh, but they also help your dentist to detect oral health issues before they become serious.
- Take Action to Improve Your Overall Health.
It is not only about your oral health when it comes to making the most of your dental insurance. It can also improve your overall well-being and quality of life. You can help to prevent the development of gum disease by using your dental coverage to get the care you need. Gum disease is associated to the following health conditions:
- Oral cancer is a disease that affects the mouth.
- Heart disease is a serious condition.
- Pancreatic cancer.
- Find Out When Your Policy Will Expire.
The majority of PPO insurance policies are based on a calendar year. You were issued a yearly maximum at the start of 2022, a number that indicates the most your insurance provider will pay out for authorized services. Any unused amount of the annual limit expires at the end of the year. It will not be renewed in 2023. As a result, if you know you need a procedure, it is a good idea to arrange it before your 2022 coverage expire.
- Do Not Forget About Your FSA!
In addition to traditional dental insurance, some people have a flexible spending account (FSA). You can set away tax-free money in an FSA for dental bills. Because most FSAs are due to end on December 31, you still have a few months to use the monies in your account.
Are you making the most of your dental benefits? The advice in this article can help you save money while also improving your oral health.
- Practice Excellent Dental Hygiene at Home.
The typical dental insurance plan devotes the most benefits (generally 100 percent) to preventative care and up to 80 percent to basic care (fillings, root canals and treatment for gum disease). The maximum coverage for major treatments including as crowns, inlays, dentures, and so on is normally 50%.
The better you take care of your teeth at home, the less likely you are to need more complex operations that will cost you more money. Thus, Dr. Borham advises you to start with the basics: brush and floss your teeth at least twice a day and monitor your sugar intake.
All your efforts can be doubled by maintaining regular visits to the Mesilla Valley Family Dentistry. This will allow you to protect your teeth, gums and wallet!